DID YOU KNOW? 

Pennsylvania is a "no-fault" state for auto insurance. 
No-fault insurance laws require drivers to carry their own protection. When an accident happens, your own insurance foots the bill regardless of fault. Each driver takes care of their own costs, and theoretically, the chances of someone suing over culpability are reduced. This guarantees that every driver will receive immediate medical treatment if they are injured in a car accident.
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Almost every state requires a minimum amount of insurance to be legally allowed to drive. 
The minimum limits for Pennsylvania auto insurance are:
  • Bodily injury liability coverage: $15,000 per person / $30,000 per accident
  • Property damage liability coverage: $5,000
  • First party benefits: $5,000